▼ 0.50% · 3.625%
HK$4,444
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,582
−HK$140/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$288/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$135/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$274/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$155/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$316/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,584
−HK$148/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$302/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,333
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,498
−HK$169/mo
Today · 4.125%
HK$5,667
baseline
▲ 0.50% · 4.625%
HK$6,012
+HK$345/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$11,334/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,932
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$162/mo
Today · 4.125%
HK$6,253
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$329/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$12,506/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,777
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,957
−HK$182/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,513
+HK$374/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,427
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$175/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,415
−HK$196/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$7,014
+HK$403/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,921
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,107
−HK$188/mo
Today · 4.125%
HK$7,295
baseline
▲ 0.50% · 4.625%
HK$7,680
+HK$385/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$14,590/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,666
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,873
−HK$211/mo
Today · 4.125%
HK$7,084
baseline
▲ 0.50% · 4.625%
HK$7,515
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,168/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,415
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,614
−HK$202/mo
Today · 4.125%
HK$7,816
baseline
▲ 0.50% · 4.625%
HK$8,228
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,632/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,110
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,331
−HK$225/mo
Today · 4.125%
HK$7,556
baseline
▲ 0.50% · 4.625%
HK$8,016
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,112/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,910
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,122
−HK$215/mo
Today · 4.125%
HK$8,337
baseline
▲ 0.50% · 4.625%
HK$8,777
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,674/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,554
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,789
−HK$239/mo
Today · 4.125%
HK$8,028
baseline
▲ 0.50% · 4.625%
HK$8,517
+HK$489/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,056/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,404
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,630
−HK$228/mo
Today · 4.125%
HK$8,858
baseline
▲ 0.50% · 4.625%
HK$9,325
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,716/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,999
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,248
−HK$252/mo
Today · 4.125%
HK$8,500
baseline
▲ 0.50% · 4.625%
HK$9,018
+HK$518/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$17,000/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,899
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,137
−HK$242/mo
Today · 4.125%
HK$9,379
baseline
▲ 0.50% · 4.625%
HK$9,874
+HK$495/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,758/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).