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Crescira AVM · estimated value Medium confidence
HK$5.52M
≈ HK$6,890 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$552K, with repayments around HK$24,072/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$22,652
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,357
−HK$715/mo
Today · 4.125%
HK$24,072
baseline
▲ 0.50% · 4.625%
HK$25,537
+HK$1,465/mo

Deposit HK$552K · loan HK$4.97M · min. income ≈ HK$48,144/mo (50% DSR)

Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,175 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
A
Saleable Area
801 ft²
Gross Area
918 ft²
Efficiency
87%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2021-12-15 HK$7.80M +0.0%
2.1y
2021-07-21 HK$7.80M +0.0%
1.6y · 0.0%/yr
2019-11-18 HK$7.80M +550.0%
15.8y
2004-02-21 HK$1.20M −55.2%
6.0y
1998-03-19 HK$2.68M +57.6%
1.1y
1997-02-05 HK$1.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 4 min walk · 267 m
Education
75
schools within 1 km (17 within 500 m)
Daily convenience
92
within 1 km (50 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
85
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 75 schools within a 1 km walk.

Everyday convenience — 92 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 85 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com