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At today's rate and a 90% mortgage, the deposit on this unit is about HK$333K, with repayments around HK$14,543/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$333K · loan HK$3.00M · min. income ≈ HK$29,086/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 97 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 94 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 418 ft²
- Efficiency
- 77%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-16 | HK$4.25M | +11.8% 3.0y · 4.0%/yr |
| 2017-06-22 | HK$3.80M | +120.9% 7.0y · 17.0%/yr |
| 2010-06-24 | HK$1.72M | +56.4% |
| 2008-01-17 | HK$1.10M | +0.0% |
| 1998-11-30 | HK$1.10M | — |