▼ 0.50% · 3.625%
HK$3,406
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,512
−HK$108/mo
Today · 4.125%
HK$3,620
baseline
▲ 0.50% · 4.625%
HK$3,840
+HK$220/mo
Deposit HK$747K · loan HK$747K · min. income ≈ HK$7,240/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,891
−HK$103/mo
Today · 4.125%
HK$3,994
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$211/mo
Deposit HK$747K · loan HK$747K · min. income ≈ HK$7,988/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,747
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$118/mo
Today · 4.125%
HK$3,982
baseline
▲ 0.50% · 4.625%
HK$4,224
+HK$242/mo
Deposit HK$672K · loan HK$822K · min. income ≈ HK$7,964/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,168
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$114/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,625
+HK$231/mo
Deposit HK$672K · loan HK$822K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,088
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,215
−HK$129/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$264/mo
Deposit HK$598K · loan HK$896K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$124/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$253/mo
Deposit HK$598K · loan HK$896K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,428
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,566
−HK$140/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,992
+HK$286/mo
Deposit HK$523K · loan HK$971K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$134/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,466
+HK$273/mo
Deposit HK$523K · loan HK$971K · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,769
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$151/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$308/mo
Deposit HK$448K · loan HK$1.05M · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$144/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,887
+HK$295/mo
Deposit HK$448K · loan HK$1.05M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,110
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,268
−HK$162/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,760
+HK$330/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,684
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$154/mo
Today · 4.125%
HK$5,991
baseline
▲ 0.50% · 4.625%
HK$6,307
+HK$316/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,982/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$172/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$352/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,063
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,226
−HK$165/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,728
+HK$337/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,791
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$183/mo
Today · 4.125%
HK$6,154
baseline
▲ 0.50% · 4.625%
HK$6,528
+HK$374/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,308/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,615
−HK$175/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,148
+HK$358/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,131
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,322
−HK$194/mo
Today · 4.125%
HK$6,516
baseline
▲ 0.50% · 4.625%
HK$6,912
+HK$396/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,032/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,821
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,004
−HK$186/mo
Today · 4.125%
HK$7,190
baseline
▲ 0.50% · 4.625%
HK$7,569
+HK$379/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,380/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).