▼ 0.50% · 3.625%
HK$1,895
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,954
−HK$60/mo
Today · 4.125%
HK$2,014
baseline
▲ 0.50% · 4.625%
HK$2,137
+HK$123/mo
Deposit HK$416K · loan HK$416K · min. income ≈ HK$4,028/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,109
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,165
−HK$58/mo
Today · 4.125%
HK$2,223
baseline
▲ 0.50% · 4.625%
HK$2,340
+HK$117/mo
Deposit HK$416K · loan HK$416K · min. income ≈ HK$4,446/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,085
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,150
−HK$66/mo
Today · 4.125%
HK$2,216
baseline
▲ 0.50% · 4.625%
HK$2,351
+HK$135/mo
Deposit HK$374K · loan HK$457K · min. income ≈ HK$4,432/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,320
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,382
−HK$63/mo
Today · 4.125%
HK$2,445
baseline
▲ 0.50% · 4.625%
HK$2,574
+HK$129/mo
Deposit HK$374K · loan HK$457K · min. income ≈ HK$4,890/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,275
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,345
−HK$72/mo
Today · 4.125%
HK$2,417
baseline
▲ 0.50% · 4.625%
HK$2,564
+HK$147/mo
Deposit HK$332K · loan HK$499K · min. income ≈ HK$4,834/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,530
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,598
−HK$69/mo
Today · 4.125%
HK$2,667
baseline
▲ 0.50% · 4.625%
HK$2,808
+HK$141/mo
Deposit HK$332K · loan HK$499K · min. income ≈ HK$5,334/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,464
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,541
−HK$78/mo
Today · 4.125%
HK$2,619
baseline
▲ 0.50% · 4.625%
HK$2,778
+HK$159/mo
Deposit HK$291K · loan HK$540K · min. income ≈ HK$5,238/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,741
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,815
−HK$74/mo
Today · 4.125%
HK$2,889
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$153/mo
Deposit HK$291K · loan HK$540K · min. income ≈ HK$5,778/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,654
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,736
−HK$84/mo
Today · 4.125%
HK$2,820
baseline
▲ 0.50% · 4.625%
HK$2,992
+HK$172/mo
Deposit HK$249K · loan HK$582K · min. income ≈ HK$5,640/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,952
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$81/mo
Today · 4.125%
HK$3,112
baseline
▲ 0.50% · 4.625%
HK$3,276
+HK$164/mo
Deposit HK$249K · loan HK$582K · min. income ≈ HK$6,224/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,843
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$89/mo
Today · 4.125%
HK$3,021
baseline
▲ 0.50% · 4.625%
HK$3,205
+HK$184/mo
Deposit HK$208K · loan HK$623K · min. income ≈ HK$6,042/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,163
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,248
−HK$86/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,510
+HK$176/mo
Deposit HK$208K · loan HK$623K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,033
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,127
−HK$96/mo
Today · 4.125%
HK$3,223
baseline
▲ 0.50% · 4.625%
HK$3,419
+HK$196/mo
Deposit HK$166K · loan HK$665K · min. income ≈ HK$6,446/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$92/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,744
+HK$188/mo
Deposit HK$166K · loan HK$665K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,222
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,322
−HK$102/mo
Today · 4.125%
HK$3,424
baseline
▲ 0.50% · 4.625%
HK$3,633
+HK$209/mo
Deposit HK$125K · loan HK$707K · min. income ≈ HK$6,848/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,585
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,681
−HK$97/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$3,978
+HK$200/mo
Deposit HK$125K · loan HK$707K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,412
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$108/mo
Today · 4.125%
HK$3,626
baseline
▲ 0.50% · 4.625%
HK$3,846
+HK$220/mo
Deposit HK$83K · loan HK$748K · min. income ≈ HK$7,252/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,796
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$104/mo
Today · 4.125%
HK$4,001
baseline
▲ 0.50% · 4.625%
HK$4,211
+HK$210/mo
Deposit HK$83K · loan HK$748K · min. income ≈ HK$8,002/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).