▼ 0.50% · 3.625%
HK$2,608
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,689
−HK$83/mo
Today · 4.125%
HK$2,772
baseline
▲ 0.50% · 4.625%
HK$2,940
+HK$168/mo
Deposit HK$572K · loan HK$572K · min. income ≈ HK$5,544/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,902
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,979
−HK$79/mo
Today · 4.125%
HK$3,058
baseline
▲ 0.50% · 4.625%
HK$3,219
+HK$161/mo
Deposit HK$572K · loan HK$572K · min. income ≈ HK$6,116/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,869
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,958
−HK$91/mo
Today · 4.125%
HK$3,049
baseline
▲ 0.50% · 4.625%
HK$3,234
+HK$185/mo
Deposit HK$515K · loan HK$629K · min. income ≈ HK$6,098/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,192
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,277
−HK$87/mo
Today · 4.125%
HK$3,364
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$177/mo
Deposit HK$515K · loan HK$629K · min. income ≈ HK$6,728/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,227
−HK$99/mo
Today · 4.125%
HK$3,326
baseline
▲ 0.50% · 4.625%
HK$3,528
+HK$202/mo
Deposit HK$458K · loan HK$686K · min. income ≈ HK$6,652/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,575
−HK$95/mo
Today · 4.125%
HK$3,670
baseline
▲ 0.50% · 4.625%
HK$3,863
+HK$193/mo
Deposit HK$458K · loan HK$686K · min. income ≈ HK$7,340/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,496
−HK$107/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,822
+HK$219/mo
Deposit HK$400K · loan HK$743K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$103/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,185
+HK$209/mo
Deposit HK$400K · loan HK$743K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,651
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$115/mo
Today · 4.125%
HK$3,880
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$236/mo
Deposit HK$343K · loan HK$801K · min. income ≈ HK$7,760/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,062
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$111/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,507
+HK$225/mo
Deposit HK$343K · loan HK$801K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,034
−HK$124/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,410
+HK$252/mo
Deposit HK$286K · loan HK$858K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$118/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$242/mo
Deposit HK$286K · loan HK$858K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$132/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$270/mo
Deposit HK$229K · loan HK$915K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$126/mo
Today · 4.125%
HK$4,893
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$258/mo
Deposit HK$229K · loan HK$915K · min. income ≈ HK$9,786/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$140/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,999
+HK$287/mo
Deposit HK$172K · loan HK$972K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,933
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$134/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$274/mo
Deposit HK$172K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$148/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$304/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$142/mo
Today · 4.125%
HK$5,505
baseline
▲ 0.50% · 4.625%
HK$5,795
+HK$290/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$11,010/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).