▼ 0.50% · 3.625%
HK$2,879
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,968
−HK$91/mo
Today · 4.125%
HK$3,059
baseline
▲ 0.50% · 4.625%
HK$3,245
+HK$186/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,118/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$87/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$178/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,167
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,265
−HK$100/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,570
+HK$205/mo
Deposit HK$568K · loan HK$694K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,617
−HK$96/mo
Today · 4.125%
HK$3,713
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$196/mo
Deposit HK$568K · loan HK$694K · min. income ≈ HK$7,426/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,562
−HK$109/mo
Today · 4.125%
HK$3,671
baseline
▲ 0.50% · 4.625%
HK$3,895
+HK$224/mo
Deposit HK$505K · loan HK$757K · min. income ≈ HK$7,342/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,843
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,946
−HK$105/mo
Today · 4.125%
HK$4,051
baseline
▲ 0.50% · 4.625%
HK$4,264
+HK$213/mo
Deposit HK$505K · loan HK$757K · min. income ≈ HK$8,102/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,742
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$118/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$242/mo
Deposit HK$442K · loan HK$821K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$113/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$232/mo
Deposit HK$442K · loan HK$821K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,030
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$127/mo
Today · 4.125%
HK$4,283
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$261/mo
Deposit HK$379K · loan HK$884K · min. income ≈ HK$8,566/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,484
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$122/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$4,975
+HK$249/mo
Deposit HK$379K · loan HK$884K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,318
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,453
−HK$136/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,868
+HK$279/mo
Deposit HK$316K · loan HK$947K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$131/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$266/mo
Deposit HK$316K · loan HK$947K · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$146/mo
Today · 4.125%
HK$4,895
baseline
▲ 0.50% · 4.625%
HK$5,193
+HK$298/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$9,790/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,262
−HK$139/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$285/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,894
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$155/mo
Today · 4.125%
HK$5,201
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$316/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,402/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,445
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,591
−HK$148/mo
Today · 4.125%
HK$5,739
baseline
▲ 0.50% · 4.625%
HK$6,041
+HK$302/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,478/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,182
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$164/mo
Today · 4.125%
HK$5,507
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$335/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$11,014/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,765
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$157/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,397
+HK$321/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).