▼ 0.50% · 3.625%
HK$3,757
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$114/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$232/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$130/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,659
+HK$268/mo
Deposit HK$741K · loan HK$906K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$125/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$256/mo
Deposit HK$741K · loan HK$906K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$143/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$291/mo
Deposit HK$659K · loan HK$988K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$137/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,565
+HK$279/mo
Deposit HK$659K · loan HK$988K · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,035
−HK$155/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,506
+HK$316/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,433
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,579
−HK$147/mo
Today · 4.125%
HK$5,726
baseline
▲ 0.50% · 4.625%
HK$6,028
+HK$302/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$11,452/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,259
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$166/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$340/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,008
−HK$159/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,492
+HK$325/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,635
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$178/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$365/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,269
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,437
−HK$170/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$6,956
+HK$349/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,010
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,197
−HK$190/mo
Today · 4.125%
HK$6,387
baseline
▲ 0.50% · 4.625%
HK$6,776
+HK$389/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,774/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,687
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,866
−HK$182/mo
Today · 4.125%
HK$7,048
baseline
▲ 0.50% · 4.625%
HK$7,419
+HK$371/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,096/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,386
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,585
−HK$202/mo
Today · 4.125%
HK$6,787
baseline
▲ 0.50% · 4.625%
HK$7,200
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,574/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,105
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,295
−HK$193/mo
Today · 4.125%
HK$7,488
baseline
▲ 0.50% · 4.625%
HK$7,883
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,976/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,762
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,972
−HK$214/mo
Today · 4.125%
HK$7,186
baseline
▲ 0.50% · 4.625%
HK$7,623
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,372/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,522
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,724
−HK$205/mo
Today · 4.125%
HK$7,929
baseline
▲ 0.50% · 4.625%
HK$8,347
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,858/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).