▼ 0.50% · 3.625%
HK$1,831
−HK$114/mo
▼ 0.25% · 3.875%
HK$1,887
−HK$58/mo
Today · 4.125%
HK$1,945
baseline
▲ 0.50% · 4.625%
HK$2,064
+HK$119/mo
Deposit HK$401K · loan HK$401K · min. income ≈ HK$3,890/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,036
−HK$110/mo
▼ 0.25% · 3.875%
HK$2,091
−HK$55/mo
Today · 4.125%
HK$2,146
baseline
▲ 0.50% · 4.625%
HK$2,260
+HK$114/mo
Deposit HK$401K · loan HK$401K · min. income ≈ HK$4,292/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,014
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,076
−HK$64/mo
Today · 4.125%
HK$2,140
baseline
▲ 0.50% · 4.625%
HK$2,270
+HK$130/mo
Deposit HK$361K · loan HK$442K · min. income ≈ HK$4,280/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,240
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,300
−HK$61/mo
Today · 4.125%
HK$2,361
baseline
▲ 0.50% · 4.625%
HK$2,486
+HK$125/mo
Deposit HK$361K · loan HK$442K · min. income ≈ HK$4,722/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,197
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,265
−HK$69/mo
Today · 4.125%
HK$2,334
baseline
▲ 0.50% · 4.625%
HK$2,476
+HK$142/mo
Deposit HK$321K · loan HK$482K · min. income ≈ HK$4,668/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,444
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,509
−HK$67/mo
Today · 4.125%
HK$2,576
baseline
▲ 0.50% · 4.625%
HK$2,712
+HK$136/mo
Deposit HK$321K · loan HK$482K · min. income ≈ HK$5,152/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,380
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,454
−HK$75/mo
Today · 4.125%
HK$2,529
baseline
▲ 0.50% · 4.625%
HK$2,683
+HK$154/mo
Deposit HK$281K · loan HK$522K · min. income ≈ HK$5,058/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,647
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,718
−HK$72/mo
Today · 4.125%
HK$2,790
baseline
▲ 0.50% · 4.625%
HK$2,937
+HK$147/mo
Deposit HK$281K · loan HK$522K · min. income ≈ HK$5,580/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,642
−HK$81/mo
Today · 4.125%
HK$2,723
baseline
▲ 0.50% · 4.625%
HK$2,889
+HK$166/mo
Deposit HK$241K · loan HK$562K · min. income ≈ HK$5,446/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,851
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,927
−HK$78/mo
Today · 4.125%
HK$3,005
baseline
▲ 0.50% · 4.625%
HK$3,163
+HK$158/mo
Deposit HK$241K · loan HK$562K · min. income ≈ HK$6,010/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,746
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$87/mo
Today · 4.125%
HK$2,918
baseline
▲ 0.50% · 4.625%
HK$3,095
+HK$177/mo
Deposit HK$201K · loan HK$602K · min. income ≈ HK$5,836/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,055
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,137
−HK$83/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,389
+HK$169/mo
Deposit HK$201K · loan HK$602K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,929
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,020
−HK$92/mo
Today · 4.125%
HK$3,112
baseline
▲ 0.50% · 4.625%
HK$3,302
+HK$190/mo
Deposit HK$161K · loan HK$642K · min. income ≈ HK$6,224/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,258
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,346
−HK$88/mo
Today · 4.125%
HK$3,434
baseline
▲ 0.50% · 4.625%
HK$3,615
+HK$181/mo
Deposit HK$161K · loan HK$642K · min. income ≈ HK$6,868/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,112
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,209
−HK$98/mo
Today · 4.125%
HK$3,307
baseline
▲ 0.50% · 4.625%
HK$3,508
+HK$201/mo
Deposit HK$120K · loan HK$682K · min. income ≈ HK$6,614/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,462
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,555
−HK$94/mo
Today · 4.125%
HK$3,649
baseline
▲ 0.50% · 4.625%
HK$3,841
+HK$192/mo
Deposit HK$120K · loan HK$682K · min. income ≈ HK$7,298/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,295
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,397
−HK$105/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,715
+HK$213/mo
Deposit HK$80K · loan HK$722K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,764
−HK$100/mo
Today · 4.125%
HK$3,864
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$203/mo
Deposit HK$80K · loan HK$722K · min. income ≈ HK$7,728/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).