▼ 0.50% · 3.625%
HK$4,320
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,455
−HK$136/mo
Today · 4.125%
HK$4,591
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$280/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$9,182/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,806
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,935
−HK$131/mo
Today · 4.125%
HK$5,066
baseline
▲ 0.50% · 4.625%
HK$5,333
+HK$267/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$10,132/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,900
−HK$151/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$307/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$144/mo
Today · 4.125%
HK$5,573
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,146/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,346
−HK$164/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$335/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,768
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,922
−HK$157/mo
Today · 4.125%
HK$6,079
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$321/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$12,158/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$178/mo
Today · 4.125%
HK$5,969
baseline
▲ 0.50% · 4.625%
HK$6,332
+HK$363/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$11,938/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,248
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$170/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$347/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,237
−HK$191/mo
Today · 4.125%
HK$6,428
baseline
▲ 0.50% · 4.625%
HK$6,819
+HK$391/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$12,856/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,729
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,910
−HK$183/mo
Today · 4.125%
HK$7,093
baseline
▲ 0.50% · 4.625%
HK$7,466
+HK$373/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$14,186/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,682
−HK$205/mo
Today · 4.125%
HK$6,887
baseline
▲ 0.50% · 4.625%
HK$7,306
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,774/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,210
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,403
−HK$196/mo
Today · 4.125%
HK$7,599
baseline
▲ 0.50% · 4.625%
HK$8,000
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,198/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,913
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,128
−HK$218/mo
Today · 4.125%
HK$7,346
baseline
▲ 0.50% · 4.625%
HK$7,793
+HK$447/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,692/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,690
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,897
−HK$209/mo
Today · 4.125%
HK$8,106
baseline
▲ 0.50% · 4.625%
HK$8,533
+HK$427/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,212/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,573
−HK$232/mo
Today · 4.125%
HK$7,805
baseline
▲ 0.50% · 4.625%
HK$8,280
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,610/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,171
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,390
−HK$222/mo
Today · 4.125%
HK$8,612
baseline
▲ 0.50% · 4.625%
HK$9,066
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,224/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,777
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,019
−HK$245/mo
Today · 4.125%
HK$8,264
baseline
▲ 0.50% · 4.625%
HK$8,767
+HK$503/mo
Deposit HK$189K · loan HK$1.71M · min. income ≈ HK$16,528/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,652
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,884
−HK$235/mo
Today · 4.125%
HK$9,119
baseline
▲ 0.50% · 4.625%
HK$9,600
+HK$481/mo
Deposit HK$189K · loan HK$1.71M · min. income ≈ HK$18,238/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).