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At today's rate and a 90% mortgage, the deposit on this unit is about HK$355K, with repayments around HK$15,467/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$355K · loan HK$3.19M · min. income ≈ HK$30,934/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 22 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 323 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-29 | HK$3.80M | −27.3% 5.9y · −5.0%/yr |
| 2019-07-29 | HK$5.23M | +58.5% 6.1y · 10.0%/yr |
| 2013-06-28 | HK$3.30M | +65.0% |
| 2010-07-28 | HK$2.00M | +3.6% |
| 2010-06-11 | HK$1.93M | +12.2% |
| 1996-12-06 | HK$1.72M | — |