Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$300K, with repayments around HK$13,084/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,168/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 75 schools within a 1 km walk.
Everyday convenience — 92 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- NO. 432
- Saleable Area
- 360 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 75%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-10-25 | HK$4.65M | +31.0% 3.9y · 8.0%/yr |
| 2014-12-02 | HK$3.55M | +34.0% |
| 2012-11-22 | HK$2.65M | +231.2% |
| 2005-12-16 | HK$800K | −11.1% |
| 2005-04-19 | HK$900K | +28.6% |
| 2005-03-29 | HK$700K | −28.6% |
| 1996-07-11 | HK$980K | +7.7% |
| 1995-12-29 | HK$910K | — |