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Crescira AVM · estimated value Medium confidence
HK$2.83M
≈ HK$7,856 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$283K, with repayments around HK$12,335/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,607
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,969
−HK$366/mo
Today · 4.125%
HK$12,335
baseline
▲ 0.50% · 4.625%
HK$13,086
+HK$751/mo

Deposit HK$283K · loan HK$2.55M · min. income ≈ HK$24,670/mo (50% DSR)

Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
432號
Saleable Area
360 ft²
Gross Area
480 ft²
Efficiency
75%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2018-10-25 HK$4.65M +31.0%
3.9y
2014-12-02 HK$3.55M +34.0%
2012-11-22 HK$2.65M +231.2%
2005-12-16 HK$800K −11.1%
2005-04-19 HK$900K +28.6%
2005-03-29 HK$700K −28.6%
1996-07-11 HK$980K +7.7%
1995-12-29 HK$910K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Prince Edward
≈ 3 min walk · 171 m
Education
78
schools within 1 km (22 within 500 m)
Daily convenience
94
within 1 km (16 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
92
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Prince Edward Station (a rail station within an 8-min walk earns this label).

Family-friendly — 78 schools within a 1 km walk.

Everyday convenience — 94 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 92 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com