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At today's rate and a 90% mortgage, the deposit on this unit is about HK$298K, with repayments around HK$12,982/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$298K · loan HK$2.68M · min. income ≈ HK$25,964/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 234 Saleable ft²
- Gross Area
- 356 ft²
- Efficiency
- 66%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-23 | HK$3.16M | −19.4% 6.0y · −3.0%/yr |
| 2018-04-04 | HK$3.92M | +27.3% 3.3y · 8.0%/yr |
| 2014-12-15 | HK$3.08M | +93.7% |
| 2011-12-22 | HK$1.59M | +101.3% |
| 2006-07-21 | HK$790K | −27.5% |
| 1998-03-06 | HK$1.09M | — |