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At today's rate and a 90% mortgage, the deposit on this unit is about HK$248K, with repayments around HK$10,801/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$248K · loan HK$2.23M · min. income ≈ HK$21,602/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 80 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 257 Saleable ft²
- Gross Area
- 361 ft²
- Efficiency
- 71%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-21 | HK$3.90M | +18.2% 19.4y · 41.0%/yr |
| 2021-09-03 | HK$3.30M | +667.4% 18.6y · 36.0%/yr |
| 2003-01-22 | HK$430K | −65.3% |
| 1997-05-27 | HK$1.24M | — |