▼ 0.50% · 3.625%
HK$3,119
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,216
−HK$99/mo
Today · 4.125%
HK$3,315
baseline
▲ 0.50% · 4.625%
HK$3,517
+HK$202/mo
Deposit HK$684K · loan HK$684K · min. income ≈ HK$6,630/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,470
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$95/mo
Today · 4.125%
HK$3,658
baseline
▲ 0.50% · 4.625%
HK$3,850
+HK$192/mo
Deposit HK$684K · loan HK$684K · min. income ≈ HK$7,316/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,431
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$108/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$222/mo
Deposit HK$616K · loan HK$752K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$103/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$212/mo
Deposit HK$616K · loan HK$752K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,743
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,860
−HK$118/mo
Today · 4.125%
HK$3,978
baseline
▲ 0.50% · 4.625%
HK$4,220
+HK$242/mo
Deposit HK$547K · loan HK$821K · min. income ≈ HK$7,956/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$113/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$232/mo
Deposit HK$547K · loan HK$821K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,181
−HK$128/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,572
+HK$263/mo
Deposit HK$479K · loan HK$889K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$123/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,006
+HK$251/mo
Deposit HK$479K · loan HK$889K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,503
−HK$138/mo
Today · 4.125%
HK$4,641
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$282/mo
Deposit HK$410K · loan HK$958K · min. income ≈ HK$9,282/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$132/mo
Today · 4.125%
HK$5,121
baseline
▲ 0.50% · 4.625%
HK$5,391
+HK$270/mo
Deposit HK$410K · loan HK$958K · min. income ≈ HK$10,242/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$148/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$303/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,205
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,345
−HK$141/mo
Today · 4.125%
HK$5,486
baseline
▲ 0.50% · 4.625%
HK$5,776
+HK$290/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$10,972/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,991
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$158/mo
Today · 4.125%
HK$5,304
baseline
▲ 0.50% · 4.625%
HK$5,627
+HK$323/mo
Deposit HK$274K · loan HK$1.09M · min. income ≈ HK$10,608/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$151/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$309/mo
Deposit HK$274K · loan HK$1.09M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,303
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,468
−HK$167/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$343/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$161/mo
Today · 4.125%
HK$6,218
baseline
▲ 0.50% · 4.625%
HK$6,546
+HK$328/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,436/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,789
−HK$178/mo
Today · 4.125%
HK$5,967
baseline
▲ 0.50% · 4.625%
HK$6,330
+HK$363/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,934/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,246
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$170/mo
Today · 4.125%
HK$6,584
baseline
▲ 0.50% · 4.625%
HK$6,931
+HK$347/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,168/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).