▼ 0.50% · 3.625%
HK$2,951
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,043
−HK$93/mo
Today · 4.125%
HK$3,136
baseline
▲ 0.50% · 4.625%
HK$3,327
+HK$191/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,272/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,283
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,371
−HK$89/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,643
+HK$183/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,246
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,347
−HK$103/mo
Today · 4.125%
HK$3,450
baseline
▲ 0.50% · 4.625%
HK$3,659
+HK$209/mo
Deposit HK$582K · loan HK$712K · min. income ≈ HK$6,900/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,611
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$98/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,007
+HK$201/mo
Deposit HK$582K · loan HK$712K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$112/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,992
+HK$229/mo
Deposit HK$518K · loan HK$776K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,939
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,045
−HK$107/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$219/mo
Deposit HK$518K · loan HK$776K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$121/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,325
+HK$248/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,382
−HK$116/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,735
+HK$237/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$130/mo
Today · 4.125%
HK$4,390
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$268/mo
Deposit HK$388K · loan HK$906K · min. income ≈ HK$8,780/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,596
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$125/mo
Today · 4.125%
HK$4,844
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$256/mo
Deposit HK$388K · loan HK$906K · min. income ≈ HK$9,688/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$140/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$286/mo
Deposit HK$324K · loan HK$971K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$134/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,464
+HK$274/mo
Deposit HK$324K · loan HK$971K · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$150/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$305/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$143/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$292/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$158/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$325/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$151/mo
Today · 4.125%
HK$5,882
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$311/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,764/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$168/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,988
+HK$343/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,909
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,068
−HK$160/mo
Today · 4.125%
HK$6,228
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$329/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,456/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).