▼ 0.50% · 3.625%
HK$4,502
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,643
−HK$142/mo
Today · 4.125%
HK$4,785
baseline
▲ 0.50% · 4.625%
HK$5,076
+HK$291/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$9,570/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$137/mo
Today · 4.125%
HK$5,280
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$278/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$10,560/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,107
−HK$156/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,584
+HK$321/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,510
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,658
−HK$150/mo
Today · 4.125%
HK$5,808
baseline
▲ 0.50% · 4.625%
HK$6,114
+HK$306/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$11,616/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,403
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,571
−HK$171/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,091
+HK$349/mo
Deposit HK$790K · loan HK$1.18M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,011
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$164/mo
Today · 4.125%
HK$6,336
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$333/mo
Deposit HK$790K · loan HK$1.18M · min. income ≈ HK$12,672/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,853
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,035
−HK$185/mo
Today · 4.125%
HK$6,220
baseline
▲ 0.50% · 4.625%
HK$6,599
+HK$379/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,440/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,686
−HK$177/mo
Today · 4.125%
HK$6,863
baseline
▲ 0.50% · 4.625%
HK$7,225
+HK$362/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,726/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,303
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,500
−HK$199/mo
Today · 4.125%
HK$6,699
baseline
▲ 0.50% · 4.625%
HK$7,106
+HK$407/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,398/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,013
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,201
−HK$190/mo
Today · 4.125%
HK$7,391
baseline
▲ 0.50% · 4.625%
HK$7,781
+HK$390/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,782/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,754
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,964
−HK$213/mo
Today · 4.125%
HK$7,177
baseline
▲ 0.50% · 4.625%
HK$7,614
+HK$437/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$14,354/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,513
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,715
−HK$204/mo
Today · 4.125%
HK$7,919
baseline
▲ 0.50% · 4.625%
HK$8,337
+HK$418/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$15,838/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,204
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,428
−HK$228/mo
Today · 4.125%
HK$7,656
baseline
▲ 0.50% · 4.625%
HK$8,122
+HK$466/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,312/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,014
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,229
−HK$218/mo
Today · 4.125%
HK$8,447
baseline
▲ 0.50% · 4.625%
HK$8,893
+HK$446/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,894/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,654
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,892
−HK$242/mo
Today · 4.125%
HK$8,134
baseline
▲ 0.50% · 4.625%
HK$8,629
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,268/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,515
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,744
−HK$231/mo
Today · 4.125%
HK$8,975
baseline
▲ 0.50% · 4.625%
HK$9,448
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,950/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,104
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,357
−HK$256/mo
Today · 4.125%
HK$8,613
baseline
▲ 0.50% · 4.625%
HK$9,137
+HK$524/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$17,226/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,016
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,258
−HK$245/mo
Today · 4.125%
HK$9,503
baseline
▲ 0.50% · 4.625%
HK$10,004
+HK$501/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$19,006/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).