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At today's rate and a 90% mortgage, the deposit on this unit is about HK$360K, with repayments around HK$15,682/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$360K · loan HK$3.24M · min. income ≈ HK$31,364/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 93 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-22 | HK$4.60M | −9.4% 3.4y · −3.0%/yr |
| 2019-04-29 | HK$5.08M | +383.8% 17.0y · 23.0%/yr |
| 2002-05-24 | HK$1.05M | +36.4% |
| 2002-03-01 | HK$770K | −48.7% |
| 1996-11-26 | HK$1.50M | — |