▼ 0.50% · 3.625%
HK$4,546
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,687
−HK$144/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$294/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$137/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$281/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$158/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$323/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,712
−HK$151/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,173
+HK$310/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,455
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,625
−HK$172/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,150
+HK$353/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,069
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$166/mo
Today · 4.125%
HK$6,397
baseline
▲ 0.50% · 4.625%
HK$6,734
+HK$337/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$12,794/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,910
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,093
−HK$187/mo
Today · 4.125%
HK$6,280
baseline
▲ 0.50% · 4.625%
HK$6,662
+HK$382/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,560/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,574
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,751
−HK$179/mo
Today · 4.125%
HK$6,930
baseline
▲ 0.50% · 4.625%
HK$7,295
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,860/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,364
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,562
−HK$201/mo
Today · 4.125%
HK$6,763
baseline
▲ 0.50% · 4.625%
HK$7,175
+HK$412/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$13,526/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,080
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,270
−HK$193/mo
Today · 4.125%
HK$7,463
baseline
▲ 0.50% · 4.625%
HK$7,856
+HK$393/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$14,926/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,819
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,031
−HK$215/mo
Today · 4.125%
HK$7,246
baseline
▲ 0.50% · 4.625%
HK$7,687
+HK$441/mo
Deposit HK$498K · loan HK$1.50M · min. income ≈ HK$14,492/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,586
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,789
−HK$207/mo
Today · 4.125%
HK$7,996
baseline
▲ 0.50% · 4.625%
HK$8,417
+HK$421/mo
Deposit HK$498K · loan HK$1.50M · min. income ≈ HK$15,992/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,273
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$229/mo
Today · 4.125%
HK$7,729
baseline
▲ 0.50% · 4.625%
HK$8,200
+HK$471/mo
Deposit HK$399K · loan HK$1.59M · min. income ≈ HK$15,458/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,092
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,309
−HK$220/mo
Today · 4.125%
HK$8,529
baseline
▲ 0.50% · 4.625%
HK$8,978
+HK$449/mo
Deposit HK$399K · loan HK$1.59M · min. income ≈ HK$17,058/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,728
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,968
−HK$245/mo
Today · 4.125%
HK$8,213
baseline
▲ 0.50% · 4.625%
HK$8,712
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,426/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,597
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,828
−HK$234/mo
Today · 4.125%
HK$9,062
baseline
▲ 0.50% · 4.625%
HK$9,539
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,124/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,182
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,437
−HK$259/mo
Today · 4.125%
HK$8,696
baseline
▲ 0.50% · 4.625%
HK$9,225
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,392/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,103
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,347
−HK$248/mo
Today · 4.125%
HK$9,595
baseline
▲ 0.50% · 4.625%
HK$10,101
+HK$506/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,190/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).