▼ 0.50% · 3.625%
HK$3,154
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,253
−HK$99/mo
Today · 4.125%
HK$3,352
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$204/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$6,704/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,509
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$96/mo
Today · 4.125%
HK$3,699
baseline
▲ 0.50% · 4.625%
HK$3,894
+HK$195/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$7,398/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,470
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,578
−HK$109/mo
Today · 4.125%
HK$3,687
baseline
▲ 0.50% · 4.625%
HK$3,912
+HK$225/mo
Deposit HK$623K · loan HK$761K · min. income ≈ HK$7,374/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,860
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,964
−HK$105/mo
Today · 4.125%
HK$4,069
baseline
▲ 0.50% · 4.625%
HK$4,283
+HK$214/mo
Deposit HK$623K · loan HK$761K · min. income ≈ HK$8,138/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,903
−HK$120/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$244/mo
Deposit HK$553K · loan HK$830K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,211
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$115/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$234/mo
Deposit HK$553K · loan HK$830K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,228
−HK$130/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,623
+HK$265/mo
Deposit HK$484K · loan HK$899K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$125/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$253/mo
Deposit HK$484K · loan HK$899K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$139/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$286/mo
Deposit HK$415K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$133/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$273/mo
Deposit HK$415K · loan HK$968K · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$149/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$306/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,405
−HK$143/mo
Today · 4.125%
HK$5,548
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$293/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,096/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$160/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,690
+HK$326/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$153/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$170/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$347/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,966
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$162/mo
Today · 4.125%
HK$6,288
baseline
▲ 0.50% · 4.625%
HK$6,620
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,576/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,855
−HK$179/mo
Today · 4.125%
HK$6,034
baseline
▲ 0.50% · 4.625%
HK$6,401
+HK$367/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$12,068/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,317
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,486
−HK$172/mo
Today · 4.125%
HK$6,658
baseline
▲ 0.50% · 4.625%
HK$7,009
+HK$351/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$13,316/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).