▼ 0.50% · 3.625%
HK$2,861
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,950
−HK$90/mo
Today · 4.125%
HK$3,040
baseline
▲ 0.50% · 4.625%
HK$3,225
+HK$185/mo
Deposit HK$627K · loan HK$627K · min. income ≈ HK$6,080/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,183
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,268
−HK$87/mo
Today · 4.125%
HK$3,355
baseline
▲ 0.50% · 4.625%
HK$3,532
+HK$177/mo
Deposit HK$627K · loan HK$627K · min. income ≈ HK$6,710/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,147
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,245
−HK$99/mo
Today · 4.125%
HK$3,344
baseline
▲ 0.50% · 4.625%
HK$3,548
+HK$204/mo
Deposit HK$565K · loan HK$690K · min. income ≈ HK$6,688/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,501
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$95/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,885
+HK$195/mo
Deposit HK$565K · loan HK$690K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,433
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,540
−HK$108/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,870
+HK$222/mo
Deposit HK$502K · loan HK$753K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,922
−HK$104/mo
Today · 4.125%
HK$4,026
baseline
▲ 0.50% · 4.625%
HK$4,238
+HK$212/mo
Deposit HK$502K · loan HK$753K · min. income ≈ HK$8,052/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,719
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$117/mo
Today · 4.125%
HK$3,952
baseline
▲ 0.50% · 4.625%
HK$4,193
+HK$241/mo
Deposit HK$439K · loan HK$816K · min. income ≈ HK$7,904/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$112/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$230/mo
Deposit HK$439K · loan HK$816K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$127/mo
Today · 4.125%
HK$4,257
baseline
▲ 0.50% · 4.625%
HK$4,516
+HK$259/mo
Deposit HK$376K · loan HK$878K · min. income ≈ HK$8,514/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$122/mo
Today · 4.125%
HK$4,697
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$247/mo
Deposit HK$376K · loan HK$878K · min. income ≈ HK$9,394/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,291
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$136/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,838
+HK$277/mo
Deposit HK$314K · loan HK$941K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,902
−HK$130/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,297
+HK$265/mo
Deposit HK$314K · loan HK$941K · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$145/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$296/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$139/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,651
+HK$283/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$154/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$314/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$147/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$301/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,150
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,310
−HK$163/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,806
+HK$333/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,729
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$156/mo
Today · 4.125%
HK$6,039
baseline
▲ 0.50% · 4.625%
HK$6,357
+HK$318/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,078/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).