▼ 0.50% · 3.625%
HK$2,813
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,901
−HK$89/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$182/mo
Deposit HK$617K · loan HK$617K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$85/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$174/mo
Deposit HK$617K · loan HK$617K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,095
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,191
−HK$98/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$200/mo
Deposit HK$555K · loan HK$679K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$94/mo
Today · 4.125%
HK$3,629
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$191/mo
Deposit HK$555K · loan HK$679K · min. income ≈ HK$7,258/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,376
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,481
−HK$107/mo
Today · 4.125%
HK$3,588
baseline
▲ 0.50% · 4.625%
HK$3,806
+HK$218/mo
Deposit HK$494K · loan HK$740K · min. income ≈ HK$7,176/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,756
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,857
−HK$102/mo
Today · 4.125%
HK$3,959
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$208/mo
Deposit HK$494K · loan HK$740K · min. income ≈ HK$7,918/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,771
−HK$116/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$236/mo
Deposit HK$432K · loan HK$802K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$111/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$226/mo
Deposit HK$432K · loan HK$802K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,939
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$125/mo
Today · 4.125%
HK$4,186
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$254/mo
Deposit HK$370K · loan HK$864K · min. income ≈ HK$8,372/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$120/mo
Today · 4.125%
HK$4,619
baseline
▲ 0.50% · 4.625%
HK$4,862
+HK$243/mo
Deposit HK$370K · loan HK$864K · min. income ≈ HK$9,238/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,351
−HK$134/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$273/mo
Deposit HK$308K · loan HK$925K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$127/mo
Today · 4.125%
HK$4,948
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$261/mo
Deposit HK$308K · loan HK$925K · min. income ≈ HK$9,896/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$143/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,075
+HK$291/mo
Deposit HK$247K · loan HK$987K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$136/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$279/mo
Deposit HK$247K · loan HK$987K · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$151/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,392
+HK$309/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$144/mo
Today · 4.125%
HK$5,608
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$296/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,216/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$160/mo
Today · 4.125%
HK$5,382
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$327/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,764/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,785
−HK$153/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$313/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).