▼ 0.50% · 3.625%
HK$2,654
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,736
−HK$84/mo
Today · 4.125%
HK$2,820
baseline
▲ 0.50% · 4.625%
HK$2,992
+HK$172/mo
Deposit HK$582K · loan HK$582K · min. income ≈ HK$5,640/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,952
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,032
−HK$80/mo
Today · 4.125%
HK$3,112
baseline
▲ 0.50% · 4.625%
HK$3,276
+HK$164/mo
Deposit HK$582K · loan HK$582K · min. income ≈ HK$6,224/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,919
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,010
−HK$92/mo
Today · 4.125%
HK$3,102
baseline
▲ 0.50% · 4.625%
HK$3,291
+HK$189/mo
Deposit HK$524K · loan HK$640K · min. income ≈ HK$6,204/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,335
−HK$88/mo
Today · 4.125%
HK$3,423
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$181/mo
Deposit HK$524K · loan HK$640K · min. income ≈ HK$6,846/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,185
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,284
−HK$100/mo
Today · 4.125%
HK$3,384
baseline
▲ 0.50% · 4.625%
HK$3,590
+HK$206/mo
Deposit HK$466K · loan HK$698K · min. income ≈ HK$6,768/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,543
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,638
−HK$96/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$197/mo
Deposit HK$466K · loan HK$698K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,450
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,557
−HK$109/mo
Today · 4.125%
HK$3,666
baseline
▲ 0.50% · 4.625%
HK$3,889
+HK$223/mo
Deposit HK$407K · loan HK$756K · min. income ≈ HK$7,332/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,838
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,941
−HK$104/mo
Today · 4.125%
HK$4,045
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$214/mo
Deposit HK$407K · loan HK$756K · min. income ≈ HK$8,090/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$117/mo
Today · 4.125%
HK$3,948
baseline
▲ 0.50% · 4.625%
HK$4,189
+HK$241/mo
Deposit HK$349K · loan HK$815K · min. income ≈ HK$7,896/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$113/mo
Today · 4.125%
HK$4,357
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$229/mo
Deposit HK$349K · loan HK$815K · min. income ≈ HK$8,714/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$125/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$258/mo
Deposit HK$291K · loan HK$873K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,429
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$121/mo
Today · 4.125%
HK$4,668
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$246/mo
Deposit HK$291K · loan HK$873K · min. income ≈ HK$9,336/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,246
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$134/mo
Today · 4.125%
HK$4,512
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$275/mo
Deposit HK$233K · loan HK$931K · min. income ≈ HK$9,024/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,724
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$128/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,241
+HK$262/mo
Deposit HK$233K · loan HK$931K · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$142/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$292/mo
Deposit HK$175K · loan HK$989K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,019
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,154
−HK$136/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$279/mo
Deposit HK$175K · loan HK$989K · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$150/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$309/mo
Deposit HK$116K · loan HK$1.05M · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,314
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,457
−HK$144/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,897
+HK$296/mo
Deposit HK$116K · loan HK$1.05M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).