▼ 0.50% · 3.625%
HK$2,641
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,723
−HK$84/mo
Today · 4.125%
HK$2,807
baseline
▲ 0.50% · 4.625%
HK$2,977
+HK$170/mo
Deposit HK$579K · loan HK$579K · min. income ≈ HK$5,614/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,938
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,017
−HK$80/mo
Today · 4.125%
HK$3,097
baseline
▲ 0.50% · 4.625%
HK$3,260
+HK$163/mo
Deposit HK$579K · loan HK$579K · min. income ≈ HK$6,194/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,905
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,995
−HK$92/mo
Today · 4.125%
HK$3,087
baseline
▲ 0.50% · 4.625%
HK$3,275
+HK$188/mo
Deposit HK$521K · loan HK$637K · min. income ≈ HK$6,174/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,232
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,319
−HK$88/mo
Today · 4.125%
HK$3,407
baseline
▲ 0.50% · 4.625%
HK$3,586
+HK$179/mo
Deposit HK$521K · loan HK$637K · min. income ≈ HK$6,814/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,169
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,268
−HK$100/mo
Today · 4.125%
HK$3,368
baseline
▲ 0.50% · 4.625%
HK$3,573
+HK$205/mo
Deposit HK$463K · loan HK$695K · min. income ≈ HK$6,736/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,526
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$96/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,912
+HK$196/mo
Deposit HK$463K · loan HK$695K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,433
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,540
−HK$109/mo
Today · 4.125%
HK$3,649
baseline
▲ 0.50% · 4.625%
HK$3,871
+HK$222/mo
Deposit HK$405K · loan HK$753K · min. income ≈ HK$7,298/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,922
−HK$104/mo
Today · 4.125%
HK$4,026
baseline
▲ 0.50% · 4.625%
HK$4,238
+HK$212/mo
Deposit HK$405K · loan HK$753K · min. income ≈ HK$8,052/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$117/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,168
+HK$239/mo
Deposit HK$347K · loan HK$811K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,113
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$112/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$228/mo
Deposit HK$347K · loan HK$811K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,962
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,085
−HK$125/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,466
+HK$256/mo
Deposit HK$290K · loan HK$869K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$120/mo
Today · 4.125%
HK$4,645
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$245/mo
Deposit HK$290K · loan HK$869K · min. income ≈ HK$9,290/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,226
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$134/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$273/mo
Deposit HK$232K · loan HK$927K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$128/mo
Today · 4.125%
HK$4,955
baseline
▲ 0.50% · 4.625%
HK$5,216
+HK$261/mo
Deposit HK$232K · loan HK$927K · min. income ≈ HK$9,910/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$142/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$291/mo
Deposit HK$174K · loan HK$984K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$136/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,542
+HK$277/mo
Deposit HK$174K · loan HK$984K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,902
−HK$150/mo
Today · 4.125%
HK$5,052
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$307/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,104/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$144/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,868
+HK$294/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).