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At today's rate and a 90% mortgage, the deposit on this unit is about HK$380K, with repayments around HK$16,575/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$380K · loan HK$3.42M · min. income ≈ HK$33,150/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A3
- Saleable Area
- 382 Saleable ft²
- Gross Area
- 471 ft²
- Efficiency
- 81%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-03 | HK$3.58M | +19.3% 0.5y |
| 2025-03-13 | HK$3.00M | −25.0% 16.9y · 5.0%/yr |
| 2023-03-21 | HK$4.00M | +151.6% 14.9y · 10.0%/yr |
| 2008-04-18 | HK$1.59M | — |