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At today's rate and a 90% mortgage, the deposit on this unit is about HK$279K, with repayments around HK$12,159/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$24,318/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 296 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-30 | HK$4.82M | +99.4% 4.9y · 20.0%/yr |
| 2017-04-19 | HK$2.42M | +86.2% 5.9y · 14.0%/yr |
| 2011-05-09 | HK$1.30M | +73.3% |
| 2010-03-18 | HK$750K | +29.3% |
| 2005-02-16 | HK$580K | +11.5% |
| 2004-03-27 | HK$520K | −11.9% |
| 2001-09-03 | HK$590K | +31.1% |
| 2001-07-21 | HK$450K | — |