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At today's rate and a 90% mortgage, the deposit on this unit is about HK$308K, with repayments around HK$13,447/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$308K · loan HK$2.77M · min. income ≈ HK$26,894/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A4
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 387 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-28 | HK$3.06M | +0.4% 1.6y · −17.0%/yr |
| 2025-09-19 | HK$3.05M | −27.4% 1.4y · −19.0%/yr |
| 2024-04-25 | HK$4.20M | −2.3% 5.9y · 0.0%/yr |
| 2018-06-04 | HK$4.30M | +59.9% 5.2y · 12.0%/yr |
| 2013-03-20 | HK$2.69M | — |