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At today's rate and a 90% mortgage, the deposit on this unit is about HK$339K, with repayments around HK$14,772/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$339K · loan HK$3.05M · min. income ≈ HK$29,544/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 107 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- Q (NO. 961)
- Saleable Area
- 491 Saleable ft²
- Gross Area
- 850 ft²
- Efficiency
- 58%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-21 | HK$3.60M | +1.4% 9.3y · 0.0%/yr |
| 2016-08-24 | HK$3.55M | +110.1% 7.1y · 16.0%/yr |
| 2009-07-27 | HK$1.69M | +14.2% |
| 2007-11-19 | HK$1.48M | +34.5% |
| 2007-07-12 | HK$1.10M | — |