At today's rate and a 90% mortgage, the deposit on this unit is about HK$260K, with repayments around HK$11,359/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$260K · loan HK$2.34M · min. income ≈ HK$22,718/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 95 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 94 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- NO. 31 (FLAT B)
- Saleable Area
- 362 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-02-27 | HK$3.08M | +105.3% 11.3y · 9.0%/yr |
| 2011-11-03 | HK$1.50M | +7.1% |
| 2010-10-21 | HK$1.40M | +75.0% |
| 2007-11-12 | HK$800K | +23.1% |
| 2007-09-04 | HK$650K | −19.8% |
| 2007-02-27 | HK$810K | +32.8% |
| 2006-09-18 | HK$610K | +15.1% |
| 2004-06-24 | HK$530K | +23.3% |
| 2004-06-17 | HK$430K | −14.0% |
| 2003-04-22 | HK$500K | — |