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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,310/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,620/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 84 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 485 ft²
- Efficiency
- 65%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-21 | HK$3.50M | +0.6% 8.8y · 0.0%/yr |
| 2017-01-27 | HK$3.48M | +40.3% 4.2y · 10.0%/yr |
| 2012-12-03 | HK$2.48M | +87.9% |
| 2009-06-12 | HK$1.32M | +17.9% |
| 2009-03-12 | HK$1.12M | +34.9% |
| 2005-03-17 | HK$830K | −44.7% |
| 1997-02-12 | HK$1.50M | +17.2% |
| 1997-01-22 | HK$1.28M | — |