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At today's rate and a 90% mortgage, the deposit on this unit is about HK$286K, with repayments around HK$12,463/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$286K · loan HK$2.57M · min. income ≈ HK$24,926/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 80 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 259 Saleable ft²
- Gross Area
- 366 ft²
- Efficiency
- 71%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-04-25 | HK$3.25M | +124.1% 7.1y · 18.0%/yr |
| 2010-04-20 | HK$1.45M | +3.6% |
| 2010-04-13 | HK$1.40M | +12.0% |
| 2008-06-30 | HK$1.25M | +27.6% |
| 2008-02-20 | HK$980K | +40.0% |
| 2005-01-03 | HK$700K | −2.8% |
| 2004-09-23 | HK$720K | +30.9% |
| 2004-07-19 | HK$550K | — |