▼ 0.50% · 3.625%
HK$2,787
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$88/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,142
+HK$180/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,100
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,184
−HK$84/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,440
+HK$172/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$97/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,456
+HK$198/mo
Deposit HK$550K · loan HK$672K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,410
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,502
−HK$93/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,784
+HK$189/mo
Deposit HK$550K · loan HK$672K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,344
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$106/mo
Today · 4.125%
HK$3,554
baseline
▲ 0.50% · 4.625%
HK$3,770
+HK$216/mo
Deposit HK$489K · loan HK$733K · min. income ≈ HK$7,108/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,720
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$101/mo
Today · 4.125%
HK$3,921
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$207/mo
Deposit HK$489K · loan HK$733K · min. income ≈ HK$7,842/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,623
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$114/mo
Today · 4.125%
HK$3,850
baseline
▲ 0.50% · 4.625%
HK$4,084
+HK$234/mo
Deposit HK$428K · loan HK$794K · min. income ≈ HK$7,700/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,031
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,139
−HK$109/mo
Today · 4.125%
HK$4,248
baseline
▲ 0.50% · 4.625%
HK$4,472
+HK$224/mo
Deposit HK$428K · loan HK$794K · min. income ≈ HK$8,496/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,902
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$123/mo
Today · 4.125%
HK$4,146
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$253/mo
Deposit HK$367K · loan HK$856K · min. income ≈ HK$8,292/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$118/mo
Today · 4.125%
HK$4,575
baseline
▲ 0.50% · 4.625%
HK$4,816
+HK$241/mo
Deposit HK$367K · loan HK$856K · min. income ≈ HK$9,150/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$132/mo
Today · 4.125%
HK$4,442
baseline
▲ 0.50% · 4.625%
HK$4,713
+HK$271/mo
Deposit HK$306K · loan HK$917K · min. income ≈ HK$8,884/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$127/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$258/mo
Deposit HK$306K · loan HK$917K · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$141/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$288/mo
Deposit HK$244K · loan HK$978K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,961
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$135/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$275/mo
Deposit HK$244K · loan HK$978K · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$150/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$306/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$143/mo
Today · 4.125%
HK$5,555
baseline
▲ 0.50% · 4.625%
HK$5,848
+HK$293/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,110/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$159/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$324/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$152/mo
Today · 4.125%
HK$5,882
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$310/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,764/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).