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At today's rate and a 90% mortgage, the deposit on this unit is about HK$280K, with repayments around HK$12,233/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,466/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- NO. 372A
- Saleable Area
- 361 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 76%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-03 | HK$3.55M | +2.9% 5.5y · 1.0%/yr |
| 2017-05-25 | HK$3.45M | +97.1% 6.2y · 16.0%/yr |
| 2011-03-09 | HK$1.75M | +19.9% |
| 1997-10-03 | HK$1.46M | — |