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Crescira AVM · estimated value Medium confidence
HK$21.39M
≈ HK$17,004 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.42M, with repayments around HK$72,571/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$68,289
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,413
−HK$2,158/mo
Today · 4.125%
HK$72,571
baseline
▲ 0.50% · 4.625%
HK$76,987
+HK$4,416/mo

Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,142/mo (50% DSR)

Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,126 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
B
Saleable Area
1,258 ft²
Gross Area
1,483 ft²
Efficiency
85%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2009-08-13 HK$9.77M +16.3%
1999-10-22 HK$8.40M −30.2%
1997-01-03 HK$12.03M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 7 min walk · 533 m
Education
54
schools within 1 km (17 within 500 m)
Daily convenience
88
within 1 km (4 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
75
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 88 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com