▼ 0.50% · 3.625%
HK$4,522
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,663
−HK$143/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$292/mo
Deposit HK$992K · loan HK$992K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,031
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,166
−HK$137/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$279/mo
Deposit HK$992K · loan HK$992K · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$157/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,608
+HK$322/mo
Deposit HK$892K · loan HK$1.09M · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,534
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,682
−HK$151/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$307/mo
Deposit HK$892K · loan HK$1.09M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$172/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$351/mo
Deposit HK$793K · loan HK$1.19M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,037
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,199
−HK$164/mo
Today · 4.125%
HK$6,363
baseline
▲ 0.50% · 4.625%
HK$6,699
+HK$336/mo
Deposit HK$793K · loan HK$1.19M · min. income ≈ HK$12,726/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,879
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,062
−HK$186/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,628
+HK$380/mo
Deposit HK$694K · loan HK$1.29M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,540
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,716
−HK$178/mo
Today · 4.125%
HK$6,894
baseline
▲ 0.50% · 4.625%
HK$7,257
+HK$363/mo
Deposit HK$694K · loan HK$1.29M · min. income ≈ HK$13,788/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,331
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,528
−HK$200/mo
Today · 4.125%
HK$6,728
baseline
▲ 0.50% · 4.625%
HK$7,137
+HK$409/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$13,456/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,043
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,232
−HK$192/mo
Today · 4.125%
HK$7,424
baseline
▲ 0.50% · 4.625%
HK$7,815
+HK$391/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$14,848/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,783
−HK$426/mo
▼ 0.25% · 3.875%
HK$6,994
−HK$215/mo
Today · 4.125%
HK$7,209
baseline
▲ 0.50% · 4.625%
HK$7,647
+HK$438/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$14,418/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,546
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,749
−HK$205/mo
Today · 4.125%
HK$7,954
baseline
▲ 0.50% · 4.625%
HK$8,373
+HK$419/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$15,908/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,236
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,461
−HK$228/mo
Today · 4.125%
HK$7,689
baseline
▲ 0.50% · 4.625%
HK$8,157
+HK$468/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$15,378/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,049
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,265
−HK$219/mo
Today · 4.125%
HK$8,484
baseline
▲ 0.50% · 4.625%
HK$8,932
+HK$448/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$16,968/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,688
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,927
−HK$243/mo
Today · 4.125%
HK$8,170
baseline
▲ 0.50% · 4.625%
HK$8,667
+HK$497/mo
Deposit HK$297K · loan HK$1.69M · min. income ≈ HK$16,340/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,553
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,782
−HK$233/mo
Today · 4.125%
HK$9,015
baseline
▲ 0.50% · 4.625%
HK$9,490
+HK$475/mo
Deposit HK$297K · loan HK$1.69M · min. income ≈ HK$18,030/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,140
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,393
−HK$257/mo
Today · 4.125%
HK$8,650
baseline
▲ 0.50% · 4.625%
HK$9,177
+HK$527/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,300/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,056
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,298
−HK$247/mo
Today · 4.125%
HK$9,545
baseline
▲ 0.50% · 4.625%
HK$10,048
+HK$503/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,090/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).