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At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,629/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,258/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,421 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- D
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 73%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-28 | HK$4.10M | −25.2% 4.9y · −5.0%/yr |
| 2020-06-26 | HK$5.48M | +81.5% 7.0y · 12.0%/yr |
| 2013-07-11 | HK$3.02M | +18.9% |
| 2011-02-09 | HK$2.54M | +69.3% |
| 1999-06-22 | HK$1.50M | −38.3% |
| 1997-11-26 | HK$2.43M | — |