▼ 0.50% · 3.625%
HK$3,114
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,210
−HK$99/mo
Today · 4.125%
HK$3,309
baseline
▲ 0.50% · 4.625%
HK$3,510
+HK$201/mo
Deposit HK$683K · loan HK$683K · min. income ≈ HK$6,618/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,464
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,557
−HK$94/mo
Today · 4.125%
HK$3,651
baseline
▲ 0.50% · 4.625%
HK$3,843
+HK$192/mo
Deposit HK$683K · loan HK$683K · min. income ≈ HK$7,302/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,531
−HK$109/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$221/mo
Deposit HK$614K · loan HK$751K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$104/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$212/mo
Deposit HK$614K · loan HK$751K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,852
−HK$119/mo
Today · 4.125%
HK$3,971
baseline
▲ 0.50% · 4.625%
HK$4,212
+HK$241/mo
Deposit HK$546K · loan HK$819K · min. income ≈ HK$7,942/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$113/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,612
+HK$231/mo
Deposit HK$546K · loan HK$819K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,173
−HK$128/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$262/mo
Deposit HK$478K · loan HK$888K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,503
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$122/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$250/mo
Deposit HK$478K · loan HK$888K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,359
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$137/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$282/mo
Deposit HK$410K · loan HK$956K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$132/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$270/mo
Deposit HK$410K · loan HK$956K · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$147/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$302/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,335
−HK$141/mo
Today · 4.125%
HK$5,476
baseline
▲ 0.50% · 4.625%
HK$5,765
+HK$289/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$10,952/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,982
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$157/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$322/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,542
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$150/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$308/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$167/mo
Today · 4.125%
HK$5,625
baseline
▲ 0.50% · 4.625%
HK$5,967
+HK$342/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,250/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,888
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,046
−HK$161/mo
Today · 4.125%
HK$6,207
baseline
▲ 0.50% · 4.625%
HK$6,534
+HK$327/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,414/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$177/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,318
+HK$362/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$170/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$346/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).