▼ 0.50% · 3.625%
HK$2,623
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,704
−HK$83/mo
Today · 4.125%
HK$2,787
baseline
▲ 0.50% · 4.625%
HK$2,957
+HK$170/mo
Deposit HK$575K · loan HK$575K · min. income ≈ HK$5,574/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,918
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,996
−HK$79/mo
Today · 4.125%
HK$3,075
baseline
▲ 0.50% · 4.625%
HK$3,238
+HK$163/mo
Deposit HK$575K · loan HK$575K · min. income ≈ HK$6,150/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,885
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,975
−HK$91/mo
Today · 4.125%
HK$3,066
baseline
▲ 0.50% · 4.625%
HK$3,253
+HK$187/mo
Deposit HK$518K · loan HK$633K · min. income ≈ HK$6,132/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,210
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$87/mo
Today · 4.125%
HK$3,383
baseline
▲ 0.50% · 4.625%
HK$3,561
+HK$178/mo
Deposit HK$518K · loan HK$633K · min. income ≈ HK$6,766/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,147
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,245
−HK$100/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,548
+HK$203/mo
Deposit HK$460K · loan HK$690K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,501
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$96/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,885
+HK$194/mo
Deposit HK$460K · loan HK$690K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,410
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,516
−HK$107/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,844
+HK$221/mo
Deposit HK$403K · loan HK$748K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$103/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$211/mo
Deposit HK$403K · loan HK$748K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,672
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,786
−HK$116/mo
Today · 4.125%
HK$3,902
baseline
▲ 0.50% · 4.625%
HK$4,140
+HK$238/mo
Deposit HK$345K · loan HK$805K · min. income ≈ HK$7,804/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,085
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,195
−HK$111/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,533
+HK$227/mo
Deposit HK$345K · loan HK$805K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,934
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$124/mo
Today · 4.125%
HK$4,181
baseline
▲ 0.50% · 4.625%
HK$4,435
+HK$254/mo
Deposit HK$288K · loan HK$863K · min. income ≈ HK$8,362/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,377
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$119/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$243/mo
Deposit HK$288K · loan HK$863K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,327
−HK$133/mo
Today · 4.125%
HK$4,460
baseline
▲ 0.50% · 4.625%
HK$4,731
+HK$271/mo
Deposit HK$230K · loan HK$920K · min. income ≈ HK$8,920/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,669
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$127/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,180
+HK$259/mo
Deposit HK$230K · loan HK$920K · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,597
−HK$141/mo
Today · 4.125%
HK$4,738
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$289/mo
Deposit HK$173K · loan HK$978K · min. income ≈ HK$9,476/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,960
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$135/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$276/mo
Deposit HK$173K · loan HK$978K · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$149/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$305/mo
Deposit HK$115K · loan HK$1.04M · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$143/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$292/mo
Deposit HK$115K · loan HK$1.04M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).