At today's rate and a 90% mortgage, the deposit on this unit is about HK$261K, with repayments around HK$11,398/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$261K · loan HK$2.35M · min. income ≈ HK$22,796/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 107 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 97 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- NO. 154
- Saleable Area
- 450 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-11-03 | HK$3.80M | −15.6% 4.1y · −4.0%/yr |
| 2019-10-09 | HK$4.50M | +40.6% 3.2y · 13.0%/yr |
| 2016-07-22 | HK$3.20M | +290.2% 20.7y · 14.0%/yr |
| 1995-11-10 | HK$820K | +9.3% |
| 1995-07-25 | HK$750K | — |