▼ 0.50% · 3.625%
HK$3,573
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$112/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$4,029
+HK$232/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$108/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$221/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,931
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,053
−HK$124/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$254/mo
Deposit HK$705K · loan HK$862K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,373
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,490
−HK$119/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,852
+HK$243/mo
Deposit HK$705K · loan HK$862K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,288
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$136/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$277/mo
Deposit HK$627K · loan HK$940K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$130/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$265/mo
Deposit HK$627K · loan HK$940K · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,645
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$147/mo
Today · 4.125%
HK$4,937
baseline
▲ 0.50% · 4.625%
HK$5,237
+HK$300/mo
Deposit HK$548K · loan HK$1.02M · min. income ≈ HK$9,874/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,307
−HK$140/mo
Today · 4.125%
HK$5,447
baseline
▲ 0.50% · 4.625%
HK$5,734
+HK$287/mo
Deposit HK$548K · loan HK$1.02M · min. income ≈ HK$10,894/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$158/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$324/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$151/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$309/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$169/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$347/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$162/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$331/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$181/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,446
+HK$370/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,361
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,531
−HK$173/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,058
+HK$354/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$192/mo
Today · 4.125%
HK$6,456
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$392/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,912/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,939
−HK$184/mo
Today · 4.125%
HK$7,123
baseline
▲ 0.50% · 4.625%
HK$7,499
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,246/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,432
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,632
−HK$203/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$416/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,156
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,347
−HK$195/mo
Today · 4.125%
HK$7,542
baseline
▲ 0.50% · 4.625%
HK$7,940
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,084/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).