▼ 0.50% · 3.625%
HK$2,289
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,361
−HK$72/mo
Today · 4.125%
HK$2,433
baseline
▲ 0.50% · 4.625%
HK$2,581
+HK$148/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$4,866/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,547
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,615
−HK$69/mo
Today · 4.125%
HK$2,684
baseline
▲ 0.50% · 4.625%
HK$2,826
+HK$142/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$5,368/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,518
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,597
−HK$79/mo
Today · 4.125%
HK$2,676
baseline
▲ 0.50% · 4.625%
HK$2,839
+HK$163/mo
Deposit HK$452K · loan HK$552K · min. income ≈ HK$5,352/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,802
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,877
−HK$76/mo
Today · 4.125%
HK$2,953
baseline
▲ 0.50% · 4.625%
HK$3,109
+HK$156/mo
Deposit HK$452K · loan HK$552K · min. income ≈ HK$5,906/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,747
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,833
−HK$87/mo
Today · 4.125%
HK$2,920
baseline
▲ 0.50% · 4.625%
HK$3,097
+HK$177/mo
Deposit HK$402K · loan HK$602K · min. income ≈ HK$5,840/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,056
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,138
−HK$83/mo
Today · 4.125%
HK$3,221
baseline
▲ 0.50% · 4.625%
HK$3,391
+HK$170/mo
Deposit HK$402K · loan HK$602K · min. income ≈ HK$6,442/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,976
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$94/mo
Today · 4.125%
HK$3,163
baseline
▲ 0.50% · 4.625%
HK$3,355
+HK$192/mo
Deposit HK$351K · loan HK$653K · min. income ≈ HK$6,326/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,400
−HK$90/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,674
+HK$184/mo
Deposit HK$351K · loan HK$653K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,305
−HK$101/mo
Today · 4.125%
HK$3,406
baseline
▲ 0.50% · 4.625%
HK$3,613
+HK$207/mo
Deposit HK$301K · loan HK$703K · min. income ≈ HK$6,812/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,661
−HK$97/mo
Today · 4.125%
HK$3,758
baseline
▲ 0.50% · 4.625%
HK$3,956
+HK$198/mo
Deposit HK$301K · loan HK$703K · min. income ≈ HK$7,516/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,434
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$108/mo
Today · 4.125%
HK$3,649
baseline
▲ 0.50% · 4.625%
HK$3,871
+HK$222/mo
Deposit HK$251K · loan HK$753K · min. income ≈ HK$7,298/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$104/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,239
+HK$212/mo
Deposit HK$251K · loan HK$753K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,663
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,777
−HK$116/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,130
+HK$237/mo
Deposit HK$201K · loan HK$803K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,075
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$111/mo
Today · 4.125%
HK$4,295
baseline
▲ 0.50% · 4.625%
HK$4,522
+HK$227/mo
Deposit HK$201K · loan HK$803K · min. income ≈ HK$8,590/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$123/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$252/mo
Deposit HK$151K · loan HK$853K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$118/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$240/mo
Deposit HK$151K · loan HK$853K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$130/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$267/mo
Deposit HK$100K · loan HK$904K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$125/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,087
+HK$255/mo
Deposit HK$100K · loan HK$904K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).