▼ 0.50% · 3.625%
HK$2,242
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,311
−HK$71/mo
Today · 4.125%
HK$2,382
baseline
▲ 0.50% · 4.625%
HK$2,527
+HK$145/mo
Deposit HK$492K · loan HK$492K · min. income ≈ HK$4,764/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,494
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,561
−HK$67/mo
Today · 4.125%
HK$2,628
baseline
▲ 0.50% · 4.625%
HK$2,767
+HK$139/mo
Deposit HK$492K · loan HK$492K · min. income ≈ HK$5,256/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,466
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,542
−HK$78/mo
Today · 4.125%
HK$2,620
baseline
▲ 0.50% · 4.625%
HK$2,780
+HK$160/mo
Deposit HK$442K · loan HK$541K · min. income ≈ HK$5,240/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,743
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,817
−HK$74/mo
Today · 4.125%
HK$2,891
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$153/mo
Deposit HK$442K · loan HK$541K · min. income ≈ HK$5,782/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,690
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,773
−HK$85/mo
Today · 4.125%
HK$2,858
baseline
▲ 0.50% · 4.625%
HK$3,032
+HK$174/mo
Deposit HK$393K · loan HK$590K · min. income ≈ HK$5,716/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,992
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,073
−HK$81/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,320
+HK$166/mo
Deposit HK$393K · loan HK$590K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,914
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,005
−HK$92/mo
Today · 4.125%
HK$3,097
baseline
▲ 0.50% · 4.625%
HK$3,285
+HK$188/mo
Deposit HK$344K · loan HK$639K · min. income ≈ HK$6,194/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,242
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,329
−HK$88/mo
Today · 4.125%
HK$3,417
baseline
▲ 0.50% · 4.625%
HK$3,597
+HK$180/mo
Deposit HK$344K · loan HK$639K · min. income ≈ HK$6,834/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,138
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$99/mo
Today · 4.125%
HK$3,335
baseline
▲ 0.50% · 4.625%
HK$3,538
+HK$203/mo
Deposit HK$295K · loan HK$688K · min. income ≈ HK$6,670/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,491
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,585
−HK$95/mo
Today · 4.125%
HK$3,680
baseline
▲ 0.50% · 4.625%
HK$3,874
+HK$194/mo
Deposit HK$295K · loan HK$688K · min. income ≈ HK$7,360/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,467
−HK$106/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,791
+HK$218/mo
Deposit HK$246K · loan HK$737K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,841
−HK$102/mo
Today · 4.125%
HK$3,943
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$207/mo
Deposit HK$246K · loan HK$737K · min. income ≈ HK$7,886/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,586
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$113/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$232/mo
Deposit HK$197K · loan HK$786K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,990
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$108/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$222/mo
Deposit HK$197K · loan HK$786K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$121/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$246/mo
Deposit HK$147K · loan HK$836K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$115/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$236/mo
Deposit HK$147K · loan HK$836K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$128/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$261/mo
Deposit HK$98K · loan HK$885K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$122/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$249/mo
Deposit HK$98K · loan HK$885K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).