At today's rate and a 90% mortgage, the deposit on this unit is about HK$236K, with repayments around HK$10,298/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$236K · loan HK$2.12M · min. income ≈ HK$20,596/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 191 Saleable ft²
- Gross Area
- 273 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-30 | HK$2.60M | −5.8% 3.4y · −2.0%/yr |
| 2018-06-04 | HK$2.76M | +33.3% 3.3y · 10.0%/yr |
| 2015-02-04 | HK$2.07M | +66.9% |
| 2011-05-31 | HK$1.24M | +53.1% |
| 2008-05-02 | HK$810K | −6.9% |
| 1997-02-13 | HK$870K | — |