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At today's rate and a 90% mortgage, the deposit on this unit is about HK$415K, with repayments around HK$18,084/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$36,168/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$29,295 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 4
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 418 ft²
- Efficiency
- 85%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-17 | HK$5.03M | +2.5% 4.2y · 1.0%/yr |
| 2017-10-13 | HK$4.91M | +40.1% 3.5y · 11.0%/yr |
| 2014-03-28 | HK$3.50M | +45.8% |
| 2010-11-24 | HK$2.40M | +14.8% |
| 2010-07-19 | HK$2.09M | +34.8% |
| 2010-04-14 | HK$1.55M | +38.4% |
| 2004-06-09 | HK$1.12M | +31.8% |
| 2002-09-17 | HK$850K | — |