At today's rate and a 90% mortgage, the deposit on this unit is about HK$291K, with repayments around HK$12,697/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$291K · loan HK$2.62M · min. income ≈ HK$25,394/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 276 Saleable ft²
- Gross Area
- 324 ft²
- Efficiency
- 85%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-09 | HK$4.30M | +22.9% 4.2y · 5.0%/yr |
| 2017-05-04 | HK$3.50M | +2.9% 4.0y · 1.0%/yr |
| 2013-04-25 | HK$3.40M | +423.1% |
| 2002-05-11 | HK$650K | −44.9% |
| 1996-11-29 | HK$1.18M | — |