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At today's rate and a 90% mortgage, the deposit on this unit is about HK$220K, with repayments around HK$9,606/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,212/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- NO. 32 (FLAT A)
- Saleable Area
- 265 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-03 | HK$3.32M | +79.5% 4.6y · 17.0%/yr |
| 2016-03-17 | HK$1.85M | +21.7% 5.5y · 4.0%/yr |
| 2010-09-24 | HK$1.52M | +18.8% |
| 2010-02-19 | HK$1.28M | +19.6% |
| 2009-09-10 | HK$1.07M | +256.7% |
| 1998-11-13 | HK$300K | — |