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At today's rate and a 90% mortgage, the deposit on this unit is about HK$783K, with repayments around HK$34,135/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$68,270/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,772 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Diamond Hill Station Station.
Family-friendly — 96 schools within a 1 km walk.
Everyday convenience — 82 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 117 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 657 Saleable ft²
- Gross Area
- 826 ft²
- Efficiency
- 80%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-19 | HK$7.98M | +50.6% |
| 2012-09-12 | HK$5.30M | +64.1% 4.3y |
| 2008-06-11 | HK$3.23M | +18.3% 0.9y |
| 2007-07-04 | HK$2.73M | +24.1% 6.9y |
| 2000-08-15 | HK$2.20M | — |