At today's rate and a 90% mortgage, the deposit on this unit is about HK$454K, with repayments around HK$19,803/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$39,606/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$71,499 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 5
- Saleable Area
- 476 Saleable ft²
- Gross Area
- 611 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-22 | HK$5.72M | −4.7% 3.2y · −2.0%/yr |
| 2019-07-10 | HK$6.00M | +48.9% 5.5y · 9.0%/yr |
| 2014-01-15 | HK$4.03M | +158.3% |
| 2005-04-08 | HK$1.56M | +64.2% |
| 2001-10-08 | HK$950K | −43.8% |
| 1998-06-13 | HK$1.69M | — |