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Crescira AVM · estimated value ● Medium confidence
HK$6.46M
≈ HK$12,129 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$646K, with repayments around HK$28,199/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$26,535
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$838/mo
Today · 4.125%
HK$28,199
baseline
▲ 0.50% · 4.625%
HK$29,915
+HK$1,716/mo

Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,398/mo (50% DSR)

Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,499 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
D
Saleable Area
533 ft²
Gross Area
550 ft²
Efficiency
97%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2020-12-02 HK$8.38M +28.9%
4.4y
2016-07-05 HK$6.50M +47.7%
4.2y
2012-05-07 HK$4.40M +238.5%
10.1y
2002-03-28 HK$1.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 8 min walk · 588 m
Education
87
schools within 1 km (14 within 500 m)
Daily convenience
25
within 1 km (10 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 87 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building