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At today's rate and a 90% mortgage, the deposit on this unit is about HK$634K, with repayments around HK$27,650/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$55,300/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,897 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 3
- Saleable Area
- 540 Saleable ft²
- Gross Area
- 603 ft²
- Efficiency
- 90%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-04 | HK$5.35M | −4.5% 9.2y · 0.0%/yr |
| 2016-04-25 | HK$5.60M | +182.8% 7.7y · 24.0%/yr |
| 2008-08-20 | HK$1.98M | −21.4% |
| 2007-10-08 | HK$2.52M | +1.6% |
| 2007-05-15 | HK$2.48M | +14.3% |
| 2005-11-30 | HK$2.17M | +37.3% |
| 2003-02-25 | HK$1.58M | −54.9% |
| 1998-02-04 | HK$3.50M | +9.4% |
| 1997-01-10 | HK$3.20M | +20.8% |
| 1996-05-04 | HK$2.65M | — |