▼ 0.50% · 3.625%
HK$3,907
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$123/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$253/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$119/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$241/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$135/mo
Today · 4.125%
HK$4,567
baseline
▲ 0.50% · 4.625%
HK$4,845
+HK$278/mo
Deposit HK$771K · loan HK$942K · min. income ≈ HK$9,134/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,781
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$130/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,305
+HK$265/mo
Deposit HK$771K · loan HK$942K · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,834
−HK$149/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,286
+HK$303/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,216
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$142/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$290/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,079
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$161/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$328/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,651
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,802
−HK$154/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,640
−HK$173/mo
Today · 4.125%
HK$5,813
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,626/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,085
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,249
−HK$165/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,752
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,861
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,043
−HK$185/mo
Today · 4.125%
HK$6,228
baseline
▲ 0.50% · 4.625%
HK$6,607
+HK$379/mo
Deposit HK$428K · loan HK$1.29M · min. income ≈ HK$12,456/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,520
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,695
−HK$177/mo
Today · 4.125%
HK$6,872
baseline
▲ 0.50% · 4.625%
HK$7,235
+HK$363/mo
Deposit HK$428K · loan HK$1.29M · min. income ≈ HK$13,744/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$198/mo
Today · 4.125%
HK$6,644
baseline
▲ 0.50% · 4.625%
HK$7,048
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,288/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,955
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,141
−HK$189/mo
Today · 4.125%
HK$7,330
baseline
▲ 0.50% · 4.625%
HK$7,717
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,660/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,642
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,849
−HK$210/mo
Today · 4.125%
HK$7,059
baseline
▲ 0.50% · 4.625%
HK$7,488
+HK$429/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,118/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,389
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,588
−HK$201/mo
Today · 4.125%
HK$7,789
baseline
▲ 0.50% · 4.625%
HK$8,199
+HK$410/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,578/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,033
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$222/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,929
+HK$455/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,824
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,034
−HK$213/mo
Today · 4.125%
HK$8,247
baseline
▲ 0.50% · 4.625%
HK$8,681
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,494/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).