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At today's rate and a 90% mortgage, the deposit on this unit is about HK$327K, with repayments around HK$14,278/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$327K · loan HK$2.95M · min. income ≈ HK$28,556/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 384 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 70%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-07-23 | HK$3.90M | +11.4% 0.7y |
| 2017-10-16 | HK$3.50M | +76.8% 5.5y · 14.0%/yr |
| 2012-03-14 | HK$1.98M | +41.4% |
| 2009-12-30 | HK$1.40M | −36.1% |
| 1997-07-28 | HK$2.19M | +95.5% |
| 1997-05-27 | HK$1.12M | −24.3% |
| 1997-04-30 | HK$1.48M | — |