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At today's rate and a 90% mortgage, the deposit on this unit is about HK$567K, with repayments around HK$24,722/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,444/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,527 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 16
- Saleable Area
- 523 Saleable ft²
- Gross Area
- 626 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-29 | HK$6.80M | −2.3% 4.4y · 0.0%/yr |
| 2018-02-22 | HK$6.96M | +148.6% 8.6y · 17.0%/yr |
| 2009-07-30 | HK$2.80M | +9.8% |
| 2009-04-29 | HK$2.55M | +21.4% |
| 2005-04-09 | HK$2.10M | +44.8% |
| 2002-07-29 | HK$1.45M | — |