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Crescira AVM · estimated value Medium confidence
HK$2.77M
≈ HK$10,975 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$277K, with repayments around HK$12,063/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,351
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,704
−HK$359/mo
Today · 4.125%
HK$12,063
baseline
▲ 0.50% · 4.625%
HK$12,797
+HK$734/mo

Deposit HK$277K · loan HK$2.49M · min. income ≈ HK$24,126/mo (50% DSR)

Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
B
Saleable Area
252 ft²
Gross Area
330 ft²
Efficiency
76%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2023-01-10 HK$3.19M +85.3%
11.9y
2011-02-24 HK$1.72M +43.3%
1.3y
2009-10-30 HK$1.20M +31.9%
1.9y
2007-12-03 HK$910K +16.7%
2.0y
2005-11-24 HK$780K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 8 min walk · 626 m
Education
82
schools within 1 km (15 within 500 m)
Daily convenience
30
within 1 km (9 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 82 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com