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At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,911/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$342K · loan HK$3.08M · min. income ≈ HK$29,822/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Choi Hung Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- B
- Saleable Area
- 262 Saleable ft²
- Gross Area
- 379 ft²
- Efficiency
- 69%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-16 | HK$4.82M | +34.6% 5.1y · 7.0%/yr |
| 2016-12-02 | HK$3.58M | +97.8% 6.0y · 16.0%/yr |
| 2010-11-16 | HK$1.81M | +46.0% |
| 2008-08-15 | HK$1.24M | +53.1% |
| 2005-09-10 | HK$810K | −44.5% |
| 1996-04-13 | HK$1.46M | — |