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Crescira AVM · estimated value Medium confidence
HK$3.42M
≈ HK$13,048 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,911/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$14,031
−HK$880/mo
▼ 0.25% · 3.875%
HK$14,468
−HK$443/mo
Today · 4.125%
HK$14,911
baseline
▲ 0.50% · 4.625%
HK$15,818
+HK$907/mo

Deposit HK$342K · loan HK$3.08M · min. income ≈ HK$29,822/mo (50% DSR)

Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Choi Hung
≈ 1 min walk · 50 m
Education
49
schools within 1 km (15 within 500 m)
Daily convenience
45
within 1 km (10 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Choi Hung Station.

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
22/F
Flat
B
Saleable Area
262 Saleable ft²
Gross Area
379 ft²
Efficiency
69%
District
Wong Tai Sin District · Kowloon
School net (POA)
45

Transaction History

Date Price Gain / loss
2021-12-16 HK$4.82M +34.6%
5.1y · 7.0%/yr
2016-12-02 HK$3.58M +97.8%
6.0y · 16.0%/yr
2010-11-16 HK$1.81M +46.0%
2008-08-15 HK$1.24M +53.1%
2005-09-10 HK$810K −44.5%
1996-04-13 HK$1.46M
Data sourced from Renavon.com